- PRODUCTS -

• Regular Shares

  • $5.00 minimum balance to maintain this account
  • Earn dividends (interest) if your balance is at least $100.00.
  • No more than six transfers and withdrawals electronically per calendar month.
  • No more than three transactions may be made by check, draft and debit card.
  • 4 surcharge free ATM withdrawals per month at 5/3^rd owned Jeanie machines
  • Unlimited ATM access at Alliance One ATMs
  • Direct deposit and payroll deduction are available with this account
     

• Classic Share Draft Checking

  • No minimum balance
  • No monthly service or per check service charge
  • Checks include a carbonless copy
  • Debit card and ATM access
  • 4 surcharge free ATM withdrawals per month at 5/3^rd owned Jeanie machines
  • Unlimited ATM access at Alliance One ATMs
  • Unlimited debit card transactions
  • No charge Internet access (Certain Restrictions May Apply)
  • No charge telephone access
  • Overdraft protection at no additional charge (to eligible members)
  • Direct deposit and payroll deduction
     

• On The House Checking

  • Free unlimited basic checks
  • No minimum balance
  • No monthly service fee or per check fee
  • Free BankIT and PayIT
  • Minimum of $100.00 Direct Deposit required

• Money Market Preferred Checking

  • Same benefits as Classic Share Draft Checking
  • $1000.00 minimum balance
  • First free order of stock checks
  • Earn dividends (interest)
  • Free Internet Bill Pay
  • 24 hour Telephone Banking
  • Payroll Deduction
  • Direct Deposit
     

• Thrifty Fifty Checking

  • Earn Dividends
  • Must Have Direct Deposit or Payroll Deduction
  • Must Be 50 Years of Age or Older
  • Free Checks - as determined by the Credit Union
  • No Minimum Balance Required
     

• Money Market Savings

  • $1000.00 minimum balance
  • Earn dividends (interest)
  • 24 hour Telephone Banking
  • Payroll Deduction
  • Direct Deposit
     

• Member's Choice

  • This is a separate account to set your own savings goals.
  • Automatically transfer funds to this account
     

• Cosmo Kids

  • Accounts for children 18 and under
  • No minimum balance to start earning dividends (interest)
  • Free order of 50 checks for checking accounts
     

• Holiday Accounts

  • Save for the winter holiday season.
  • No minimum balance
  • No Transaction Fees
  • Funds are automatically deposited into your account on or before October 1st
     

• Certificates

•        A variety of rates and terms to fit your needs
   

• IRA Account (Traditional, Roth, Coverdell)
   

- SERVICES -

• Direct Deposit

• Online Deposits

• Telephone Banking (Audio Response)

• Mail Service

• Payroll Deduction

• Internet Banking & Online Bill Paying (Virtual Branch)

• ATM & Master-Money Debit Cards

• Notary Public

• Members' Reward Services

• Small Business Accounts

• Signature Guarantee

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